Terms & Conditions

01 Acceptance of Terms

By accessing or using this website and our services, you acknowledge that you have read, understood and agreed to these Terms & Conditions.

If you do not agree with any part of these terms, please do not use the website or purchase our services.

02 About Our Services

We may provide services including, but not limited to:

• Life coaching
• Personal development programs
• One-to-one coaching
• Workshops
• Webinars
• Online courses
• Consultation and clarity sessions
• Training and educational content

The exact services, duration, inclusions, pricing and delivery method may vary depending on the specific program or service purchased.

03 Eligibility

You must provide accurate information when registering for our services.

If a service has a specific age or eligibility requirement, you must meet that requirement before purchasing or participating.

04 Registration and Booking

When you register for a webinar, workshop, consultation or coaching program, you agree to provide accurate and current information.

You are responsible for ensuring that the contact details you provide are correct so that we can communicate important information regarding your booking.

A booking may be considered confirmed only after the required registration or payment process has been successfully completed.

05 Payments and Pricing

Prices for our programs, workshops, consultations and other services will be displayed on the relevant page or communicated before purchase.

Unless otherwise stated, applicable taxes, payment gateway charges or other charges will be handled according to the information displayed at checkout.

We reserve the right to change pricing for future purchases. Any price change will not affect a purchase that has already been successfully confirmed unless otherwise required by law.

06 Coaching Disclaimer

Life coaching and personal development services are intended to support personal reflection, clarity, goal-setting and personal development.

Participation in coaching or educational programs does not guarantee any specific personal, professional, financial or relationship outcome.

07 No Guaranteed Results

Every person's circumstances, actions, decisions and results are different.

Examples, testimonials, case studies or statements presented on our website are provided for informational purposes and should not be understood as a guarantee that you will achieve the same results.

Your results depend on multiple factors, including your circumstances, participation, decisions and implementation.

08 Consultations and Appointments

If you book a consultation or coaching session, you agree to attend at the scheduled date and time.

If you need to reschedule, please contact us as early as reasonably possible.

Repeated cancellations, late arrivals or missed appointments may be subject to the cancellation or refund terms applicable to the specific service.

09 Workshops and Webinars

Workshop and webinar dates, timings, speakers, topics and delivery formats may occasionally change due to operational, technical or other circumstances.

If a material change occurs, reasonable efforts may be made to communicate the updated information to registered participants.

Access details provided for online events should not be shared publicly or with unauthorized persons.

10 Intellectual Property

Unless otherwise stated, the content available through our website and services belongs to or is licensed to Amutha Ruby.

This may include:

• Videos
• Written content
• Course materials
• Workbooks
• Presentations
• Graphics
• Logos and branding
• Downloadable resources

You may use purchased or provided materials only for your own personal use unless we provide written permission for another use.

You may not reproduce, redistribute, resell, publish, upload, modify or commercially exploit our materials without prior written permission.

11 User Conduct

You agree not to use our website or services to:

• Violate applicable laws
• Misuse or interfere with our website
• Attempt unauthorized access
• Distribute malicious software
• Copy or redistribute protected content without permission
• Harass or abuse our team or other participants
• Impersonate another person or business

12 Testimonials and Reviews

Where you voluntarily provide a testimonial, review or feedback about our services, you grant us permission to use that testimonial for legitimate business and marketing purposes, subject to applicable law and any specific agreement between us.

If you do not want your testimonial to be used publicly, please contact us.

13 Third-Party Services and Links

Our website may contain links to third-party websites, payment providers, booking platforms, social media platforms and other external services.

We are not responsible for the availability, content, security or privacy practices of third-party websites.

Your use of third-party services may be subject to their own terms and policies.

14 Website Availability

We aim to keep our website and services available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted or completely error-free.

Website access may occasionally be interrupted due to maintenance, technical problems, hosting issues, internet connectivity or circumstances outside our reasonable control.

15 Limitation of Liability

To the extent permitted by applicable law, we will not be responsible for indirect, incidental, consequential or unforeseeable losses arising from your use of our website or services.

Nothing in these Terms & Conditions is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.

16 Cancellation and Refunds

Cancellation and refund conditions may vary depending on the specific program, workshop, consultation or product.

Please refer to our separate Refund Policy for the applicable terms.

Where a specific purchase page contains additional cancellation or refund terms, those terms may also apply to that purchase.

17 Privacy

Your use of our website and services may involve the collection and processing of personal information.

Please review our Privacy Policy to understand how we collect, use and protect your information.

18 Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our services, business practices, technology or applicable legal requirements.

The updated version will be posted on this page with a revised "Last Updated" date.

Your continued use of our website or services after an update may constitute acceptance of the revised terms, to the extent permitted by applicable law.

19 Governing Law

These Terms & Conditions shall be interpreted and governed according to the applicable laws of [State, India], subject to applicable legal requirements.

Any dispute arising in connection with these terms shall be subject to the jurisdiction of the appropriate courts, subject to applicable law.

20 Contact Us

If you have questions regarding these Terms & Conditions, please contact us.